The Shareholder Plan is the longest mandate, with the highest minimum capital and daily return.
What happens when you start? Capital that meets the $150,000 minimum is recorded as an active investment.
How 3-hour accrual works. Each investment day is divided into eight 3-hour accrual periods. Period amounts may vary, but they are always normalized so they add up to that day’s published daily return. The last period of the day makes up any remaining cents. Accrual continues while the mandate is active. Minimum $150,000.00. Daily return 20%. Duration 3 months. Daily target $30,000.00.
How maturity works. When the plan reaches its maturity date, accrual stops. Capital plus accumulated return is credited to Available Balance once, and the investment is marked Matured. Settlement cannot run twice.
- Minimum capital $150,000. Daily return rate: 20%. Tenure: 90 days.
- Daily target: $150,000 × 20% = $30,000 across eight 3-hour periods.
- 90 days: $30,000 × 90 = $2,700,000 return. Maturity value: $2,850,000.
Worked example at the plan minimum.